Repair Your Credit with Secured Visa |

Repairing Your Credit

Bad credit rating can be gut-wrenching and humiliating ... I have options for you!

"Life is what happens when you're busy making other plans." ...and sometimes things get out of control. A bad credit rating can be gut-wrenching and humiliating as well as just plain bad news.  I see all kinds of credit ratings every day and I have the strategies to help improve and even heal, damaged credit. You may be surprised to know that you can still obtain a mortgage. Whether you've had a bankruptcy or your credit is only slightly bruised, you can obtain financing.

As mortgage professionals, I have access to non-traditional lenders who offer financing solutions to individuals who have some credit challenges that cannot be addressed by the major financial institutions. Together we can quickly assess your situation and decide on the best way to move forward. The worst you can do is do nothing.

Did you know that you can build or re-build your credit, even if you've had credit difficulties in the past, or never had a credit card before?

I am offering you an excellent opportunity to establish or re-establish your credit rating fast!

Virtually everyone is approved for Home Trust Secured Visa Card.

Get all the benefits of Visa* while re-building your credit:

  • Make purchases over the phone or online
  • Plan and book a vacation
  • Access cash anytime, anywhere from over 1 million ATMs around the world displaying the Visa or Plus logo
  • Shop at over 24 million locations worldwide

How the Secured Visa Credit Card Works?

The Home Trust Secured Visa Card is a credit card that requires a security deposit for eligibility. Your credit limit is then set at the amount of the deposit. You can put down as little as $500, or as much as $10,000.

If you decide to cancel your card, you can just pay off your outstanding balance, and you'll get your security deposit back from Home Trust so there is no way you can lose your money which you initially deposited to Home Trust.

The Home Trust Secured Visa Card application process is very simple and almost everybody is approved!

Of course, if your application is not approved, your security deposit will be immediately returned to you.

When your application is complete, please mail your security deposit, personal or personal certified cheque, money order or bank draft from a Canadian Financial Institution, payable to "Home Trust Company" to:

Home Trust Company  Attn: Visa Department  145 King St. West, Suite 2300 Toronto, ON M5H 1J8

You can select from two Home Trust Secured Visa Cards...


Interest rate: 19.99% on purchases. Click here to print this application form.


Interest rate: 14.90% on purchases. Annual fee $59 or $5 monthly fee for this Home Trust Secured Visa. Click here to print this application form.

What's Next


First time buyer or refinancing? Call for a free quote!


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