Mortgage agents are independent!
I am a licensed mortgage professional to represent YOU and to provide you with the best mortgage advice for your mortgage needs...
Mortgage agents primary expertise is locating the best funding for your mortgage financing and my goal is exactly the same as yours... TO SAVE YOU MONEY and TO SOLVE YOUR CURRENT FINANCIAL NEEDS!
I know where the best rates for your situation can be found...
What's more, I have the knowledge required to present a proposal for your mortgage financing to mortgage lenders in the best way possible and to successfully obtain the best mortgage financing for you.
So why deal with a mortgage agent?
Mortgage agents (like myself) represent you, the customer and not the lender. Because I am not an employee of a lending institution, I am not limited to products they can offer you.
I seek out the best mortgage lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Mortgage Lender.
There is a wide assortment of mortgage options and mortgage features available to homeowners and homebuyers today.
Shopping around takes a lot of time and effort...
The mortgage process within today's very competitive marketplace intimidates many Canadian homeowners and homebuyers.
It pays to work with a mortgage professional like myself, who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage agents are trained professionals and I can help you to save money on your next mortgage!
Reasons to use a mortgage agent?
• Access to different lenders, banks, trust companies, investors and financial institutions.
• Fast credit and mortgage loan pre-approvals with no cost or obligation.
• I am an experts at matching you with the best-suited mortgage.
• Get mortgage rates at wholesale, guaranteed up to 120 days.
• I work for YOU, not the bank.
• Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
• I only specialize in mortgages and I am knowledgeable on current trends.
• We increase competition in the market place, thus keeping rates low.
• I save you time and money!
• I have vested interest in satisfying your needs since I rely on referrals and repeat business.
Other than rates, why should I use a mortgage agent?
In addition to mortgage rates, because mortgage-based financing is mortgage agent's primary business, I have developed expertise in what type of mortgage financing each lender prefers to pursue.
This kind of knowledge not only results in the most favourable rates for each mortgage application, but often whether a mortgage application is funded at all.
How do mortgage agents find the lowest mortgage rates?
Mortgage interest rates are a concern to borrowers. Because of my daily contact with mortgage lenders, I know which mortgage request or home attracts a favorable interest rate from one institution, but a higher rate at another.
Some institutions, in fact, will only accept mortgage applications from mortgage brokers and mortgage agents and not directly from you... the applicant.
These mortgage interest rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage.
I keep current and I know which lender to approach first. As a result, mortgage rates obtained by me are among the best and lowest mortgage rates available at the time of placement.
Why should I go to you first?
A professional presentation to a mortgage lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent.
I have 25+ years of experience dealing with mortgage lenders and I have the know-how to present your mortgage proposal where and how it will get the most immediate, positive result.
You don't call an insurance company for insurance - you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call me first!
How do mortgage agents get better deals than many banks?
The mortgage lenders who work with mortgage agents include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, mortgage agents often develop professional relationships with private sources of funds, termed private lenders.
These private mortgage lenders can provide many various alternative mortgage products not available at conventional sources and that is why I can help you to achieve your goals!
I AM HERE TO HELP YOU 24/7/365 SO PLEASE DON'T HESITATE TO CONTACT ME TODAY!